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Data · What if the trend continues?

House prices in the U.S.: what if the recent trend continues?

House prices in the U.S. keeps falling in the latest official figures. Here is what it would mean in everyday money if that pace carried on — and if it slowed or stopped.

Latest: 2.1% (Q2 2026) · Average over the last 12 months: 2.13% a year · OECD

Home price

PathTodayIn 1 yearIn 3 yearsIn 5 years
Recent pace continues
+2.13% a year
$400,000$408,520$426,108$444,454
Pace halves
+1.07% a year
$400,000$404,280$412,978$421,863
Stops changing
0% a year
$400,000$400,000$400,000$400,000

At the recent pace, a home price of $400,000 would be about $444,454 in 5 years (+$44,454).

How this is calculated